tag:blogger.com,1999:blog-8042129940754898734.post8647229609283434838..comments2023-10-20T17:01:13.433+01:00Comments on The Frugal Graduate: Negative Interest Rates?Bryallenhttp://www.blogger.com/profile/03077654752721624785noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-8042129940754898734.post-19120426832088855772013-02-27T17:25:08.837+00:002013-02-27T17:25:08.837+00:00Yes Kearnygirl, there's not many decent saving...Yes Kearnygirl, there's not many decent savings or investments.<br /><br />Have you thought about gold?<br />www.goldmoney.com<br /><br />Or Peer to Peer lending?<br />uk.zopa.com<br /><br />Premium Bonds?<br />Safe money and a chance to win something.cumbrianhttps://www.blogger.com/profile/10047500383078884463noreply@blogger.comtag:blogger.com,1999:blog-8042129940754898734.post-68243462613161256812013-02-27T13:33:24.031+00:002013-02-27T13:33:24.031+00:00I feel trapped with my savings in a bank that give...I feel trapped with my savings in a bank that gives me less than 1% interest but am afraid to invest otherwise. Have lost in the past money in the stock market and can't afford to do that again. Yet, I am so dissatisfied with the current rates that it can't get much worse! Will have to think harder and do some research on other ways to invest. Yes, the banks will never lose money. They have backups from the government so it won't happen.Kearnygirlhttps://www.blogger.com/profile/01429493116809940852noreply@blogger.comtag:blogger.com,1999:blog-8042129940754898734.post-78504401710392243682013-02-26T17:06:42.815+00:002013-02-26T17:06:42.815+00:00The banks will never lose money, their directors o...The banks will never lose money, their directors obscene salaries and bonuses are safe, they'll just run to the government to bail them out. Again.cumbrianhttps://www.blogger.com/profile/10047500383078884463noreply@blogger.comtag:blogger.com,1999:blog-8042129940754898734.post-60808890311693644262013-02-26T14:21:09.496+00:002013-02-26T14:21:09.496+00:00One of the seriously worrying things about interes...One of the seriously worrying things about interest rates being as low as they are is how many people are now simply used to their mortgage repayments being at a falsely low level - as and when things come to rise again (as they will, eventually) these people are going to have the most almighty problems meeting the new, higher payments. Had they left the repayments the same, regardless of the falling interest rate, they would have built up a nice little overpayment cushion by now of course, and actually reduced the amount they will be paying back over time quite dramatically!Robynhttps://www.blogger.com/profile/04175531371914205163noreply@blogger.com